Terms of Service – Loan Calc

Last updated: March 2026

Agreement to Terms

By downloading and using Loan Calc, you agree to these Terms of Service. If you do not agree, please do not use the app.

License Grant

Q8 Dev grants you a limited, non-exclusive, non-transferable license to use Loan Calc on your personal iOS device. You may not copy, modify, distribute, or reverse-engineer the app.

Important Disclaimer

Loan Calc is a calculator and planning tool only. It does not offer, approve, broker, or process loans or credit applications, and does not represent any lender or financial institution. Calculations are provided for informational purposes only and may not reflect actual loan terms offered by lenders.

Accuracy of Calculations

While Loan Calc uses standard amortization formulas, actual loan payments and terms may vary based on your lender's specific conditions, fees, closing costs, and policies. Always verify calculations with your lender before committing to a loan.

No Financial Advice

Loan Calc does not provide financial, legal, or investment advice. Consult with a qualified financial advisor before making borrowing decisions.

User Conduct

You agree to use Loan Calc only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of the app.

Disclaimer of Warranties

Loan Calc is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that the app will be error-free, uninterrupted, or free from viruses.

Limitation of Liability

To the fullest extent permitted by law, Q8 Dev shall not be liable for any damages, including direct, indirect, incidental, or consequential damages arising from your use of Loan Calc or reliance on its calculations.

Intellectual Property

All content in Loan Calc, including graphics, calculations, and user interface, is the intellectual property of Q8 Dev and protected by copyright law.

Changes to Terms

We may update these Terms of Service at any time. Continued use of the app after updates constitutes acceptance of the new terms.

Contact Us

For questions about these Terms of Service, please contact us at q8y.c0d@gmail.com.